Nonprofit Insurance Pennsylvania

Nonprofit Insurance in Pennsylvania & beyond

Everoak Insurance Group provides nonprofit insurance solutions to businesses in Pennsylvania, Maryland, Virginia, and West Virginia.

Start Your Nonprofit Insurance Quote


Running a nonprofit in Pennsylvania comes with meaningful rewards—and unique risks. At Everoak Insurance Group, we specialize in helping mission-driven organizations navigate their insurance needs with confidence and clarity. Whether you’re managing volunteers, hosting community events, or working with sensitive data, we can guide you through insurance options that align with your operations and values.

Why Is Nonprofit Insurance Important?

Pennsylvania’s diverse nonprofit sector includes everything from community health organizations to arts groups and environmental nonprofits. With such varied missions, potential exposures can differ widely. Whether you’re hosting events in Philadelphia, operating a shelter in Harrisburg, or offering educational programs in Pittsburgh, insurance can be a critical tool for managing risk.

Nonprofit insurance isn’t just about legal compliance—it’s also about protecting your mission. Claims and lawsuits, whether justified or not, can take time and resources away from the work you do. The right insurance plan may offer a layer of protection that allows you to focus on your community impact without unnecessary distractions.

Nonprofit Insurance Pennsylvania

What Types of Insurance Should a Nonprofit Consider?

Each nonprofit operates differently depending on its mission, structure, and size. In Pennsylvania, common considerations for nonprofit insurance may include:

  • General Liability Insurance – This can help protect against claims involving bodily injury or property damage that may occur during your organization’s activities.
  • Directors and Officers (D&O) Insurance – For many Pennsylvania nonprofits, D&O coverage is a key part of protecting board members and leadership from certain legal claims related to their governance decisions.
  • Commercial Property Insurance – If your nonprofit owns or leases physical space or equipment, property insurance can help in the event of damage or loss.
  • Professional Liability Insurance – Sometimes called errors and omissions insurance, this may be relevant for organizations providing counseling, educational, or advisory services.
  • Workers’ Compensation Insurance – If your nonprofit has paid employees in Pennsylvania, state law generally requires workers’ compensation coverage.
  • Cyber Insurance – With growing digital operations and online donations, nonprofits are increasingly exploring options to address risks related to data breaches or cyberattacks.

Your nonprofit’s activities, size, and assets all play a role in determining what kinds of coverage might be suitable. Our team works with Pennsylvania-based organizations to review these factors in depth and help them understand their options.

Everoak Insurance Group

Get A Quote

Share your details with us and secure a customized quote for your comprehensive insurance needs.


Nonprofit Insurance Pennsylvania

What Kinds of Nonprofits Does Everoak Insurance Work With?

Everoak Insurance Group proudly serves a wide range of nonprofits throughout Pennsylvania, including but not limited to:

  • Charitable foundations
  • Arts and cultural organizations
  • Educational nonprofits and after-school programs
  • Environmental advocacy groups
  • Faith-based organizations
  • Social service providers
  • Health and wellness nonprofits
  • Community development associations

If your nonprofit falls outside these categories, don’t worry—we’re always happy to learn about new missions and explore how we might assist.

At Everoak Insurance Group, we take pride in understanding the unique needs of Pennsylvania’s nonprofit organizations. Our approach is built around:

  • Personalized Service – We get to know your mission, staff, and operations to help you make informed decisions about your insurance.
  • Local Knowledge – Based in Pennsylvania, we’re familiar with the regulatory environment, community needs, and insurance landscape that affect local nonprofits.
  • Access to Multiple Carriers – As an independent agency, we work with a wide range of insurance providers, which gives us flexibility to present various coverage options.
  • Ongoing Support – Our team is here for more than just the initial policy. We’re available to help with questions, renewals, and adjustments as your organization evolves.

Our goal is to help simplify the insurance process so you can focus on making a difference.

We understand that nonprofits are often asked to do more with less. That’s why Everoak Insurance Group emphasizes clarity, collaboration, and cost-conscious solutions. Here’s what makes us a strong partner for Pennsylvania-based nonprofits:

  • Mission-Focused Approach – We understand that every dollar counts and that every decision supports a greater purpose.
  • Flexible Communication – We’re happy to connect in the way that works best for you—whether by phone, email, or in person.
  • Experienced Advisors – Our agents bring deep industry experience and a strong understanding of nonprofit operations in Pennsylvania.
  • Long-Term Relationships – Many of our nonprofit clients have been with us for years. We aim to grow with your organization.

From small grassroots nonprofits to larger regional organizations, our team brings the same level of attention and care to every client.

Getting started with nonprofit insurance doesn’t have to be overwhelming. Here’s how the process typically works with Everoak Insurance Group:

  1. Initial Consultation – We’ll schedule time to learn about your nonprofit’s work, structure, and current risk exposures.
  2. Needs Assessment – Based on your activities and goals, we’ll help identify the types of coverage that may be worth exploring.
  3. Quote Comparison – We’ll gather quotes from multiple carriers and explain the differences in plain language.
  4. Policy Implementation – Once you’ve chosen a policy, we’ll assist with the paperwork and make sure you understand the next steps.
  5. Ongoing Review – As your organization grows, we’re here to help make updates to your insurance strategy.

Whether you’re starting from scratch or reviewing an existing policy, we’re ready to support you at every step.

Everoak Insurance Group

Ready to Learn More About Nonprofit Insurance?

Let’s protect what you’ve worked so hard to build. If your nonprofit operates in Pennsylvania and you’re seeking guidance on insurance options, the team at Everoak Insurance Group is here to help. We’ll take the time to understand your organization and walk you through your choices—without pressure, jargon, or guesswork.

Contact Everoak Insurance Group today to schedule a consultation and discover how we can help you support your mission with confidence.

Get in touch with our Team!

Everoak Insurance Group

For questions or concerns, please contact our independent insurance agents.

Our Office Locations:

Hanover, PA
515 Carlisle St, Hanover, PA 17331

Littlestown, PA
1 S Queen St, Littlestown, PA 17340